**CASH ADVANCE - AVANCE D E FONDS**

Learn about the "**Cash Advance Avance D E Fonds** " charge and why it appears on your credit card statement.

First seen on October 22, 2015, Last updated on October 20, 2022

What is it?

I got a charge for $404.97 on my credit card statement and it says that it was issued to "WWW CASH ADV/AVANCE DE FONDS". I have no idea what it is and that I am not allowed to do a manual charge back for it through RBC. Still trying to get a call with them with the massive queue times. Ill wait and see but it is definitely a scam.

I m having the same issue right now. I transfered 40 $ from m'y credit card to m'y debit account.

I definitely realised that WWW cash adv is a terminé used by RBC for that operation

I never okayed any transfer of funds. You debited on Jan31 $484.00 and a second debit of $156.00

If you pay a bill with the card. You transfer cash funds, so that’s the cash advance. Don’t pay bills with your credit card. Or see your branch and change a setting on your account or have a card that permits those transactions. Probably can’t. That’s how the banks get more of your money

James is correct. I had the same problem. Instead of paying-off the card, my partner accidentally transferred FROM the credit card TO the chequing account. This doubled our card balance and resulted in the associated "cash advance" fees and interest rates. Solved after much holding with customer service. Suddenly I've realized that "AVANCE DE FONDS" isn't some internet hacker... it's French. FML.

Calling RBC showed it was my error online. Seems when I tried to pay the card, I did an advance into my account instead. RBC refunded the Cash advance fee and I made the correct payment, which included the 'cash advance amount'

My RBC credit card showed a cash advance. The representative suggested I had made a bill payment! This is irrational and I suggested they need to show who was paid (where the funds went). No satisfaction and I'm cancelling the card.

WWW CASH ADV/AVANCE DE FONDS took $60.00 CDN off my credit card on October 6, 2021. I called RBC to rectify the situation. Thus far they've reversed the $5.00 service charge and I'm on hold waiting to speak with a fraud specialist. I did not use this card at all this month so it's definitely a fraudulent charge. Apparently the earliest date of reporting of this malicious entity was back in 2014.

had the same issue on my RBC credit card showing cash advance of $11 on Oct 29, 2022. I genuinely thought it was something from my side, until I read this thread. I will schedule a call with them and let me see if I can get this rectified. thanks for this page.

I had a similar charge. In my case I had overpaid Visa so I used Visa to make a payment to another card. Visa records and transaction where the funds coming from the card are considered "money" as opposed to a purchase or payment for a service to be a cash advance (with no grace period.) They start charging interest immediately. Best advice is don't do it if you can avoid it, and if it's by accident, pay it back as soon as possible.

Could be tax bills

I had the same problem, and finally I remembered that I paid a utilities bill for this amount

The problem is that I transfer negligently my money from credit card to my saving account. That is my problem with this. damn!!!

This was a Rogers cell phone payment for me that showed up as a cash advance to D,E Fonds. what a bunch of crap! Thinking of leaving Rogers Cell service anyway, this is one more reason!!!!!!!!!!!!

Can you help? What is this charge?

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Also Appears on Statements As

  • CHKCARD**CASH ADVANCE - AVANCE D E FONDS**
  • CHECKCARD **CASH ADVANCE - AVANCE D E FONDS**
  • POS Debit **CASH ADVANCE - AVANCE D E FONDS**
  • POS PUR **CASH ADVANCE - AVANCE D E FONDS**
  • POS PURCH **CASH ADVANCE - AVANCE D E FONDS**
  • POS PURCHASE **CASH ADVANCE - AVANCE D E FONDS**
  • POS REFUND **CASH ADVANCE - AVANCE D E FONDS**
  • PRE-AUTH **CASH ADVANCE - AVANCE D E FONDS**
  • PENDING **CASH ADVANCE - AVANCE D E FONDS**
  • Visa Check Card **CASH ADVANCE - AVANCE D E FONDS** MC
  • Misc. Debit **CASH ADVANCE - AVANCE D E FONDS**
  • CHKCARD **CASH ADVANCE - AVANCE D E FONDS**