TOT ODP\SWP CR MEMO

Learn about the "Tot Odp\Swp Cr Memo " charge and why it appears on your credit card statement.

First seen on March 23, 2016, Last updated on December 1, 2020

What is it?

I found this charge on my bank account. It caused an overdraft.

posted 12/01/2020 by Marilyn Gordon

Can you help? What is this charge?

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(Be concise and clear. Include supporting links or references)

Also Appears on Statements As

  • CHKCARDTOT ODP\SWP CR MEMO
  • CHECKCARD TOT ODP\SWP CR MEMO
  • POS Debit TOT ODP\SWP CR MEMO
  • POS PUR TOT ODP\SWP CR MEMO
  • POS PURCH TOT ODP\SWP CR MEMO
  • POS PURCHASE TOT ODP\SWP CR MEMO
  • POS REFUND TOT ODP\SWP CR MEMO
  • PRE-AUTH TOT ODP\SWP CR MEMO
  • PENDING TOT ODP\SWP CR MEMO
  • Visa Check Card TOT ODP\SWP CR MEMO MC
  • Misc. Debit TOT ODP\SWP CR MEMO
  • CHKCARD TOT ODP\SWP CR MEMO